Would you like to switch to the accessible version of this site?

Go to accessible site Close modal window

Don't need the accessible version of this site?

Hide the accessibility button Close modal window
Accessibility View Close toolbar
Menu
  • Home
  • Insurance Programs
    • Dental Professional Liability
    • Health Insurance
    • Workers Compensation
    • Dental Office Package
    • Life Insurance
    • Employee Benefits
    • Disability and Office Overhead
    • Long Term Care
    • Cyber Liability
    • Annuities
    • Dental Board Malpractice for Florida
    • Auto Insurance
    • Insurance for Optometrists
  • Crown Savings
    • Dental Supplies
      • The Dentist Supply Company (TDSC)
    • Electronic Dental Claims
      • Claim X
    • Financial
      • Bank of America: Practice Financing
      • U.S. Bank: ADA® Credit Card
    • HIPAA Compliant Email
      • iCoreExchange
    • HIPAA Compliance Software
      • Abyde
    • Luxury Vehicles
      • Mercedes-Benz
    • Practice Management
      • CareCredit
      • Serve First Solutions
  • Billings & Claims
  • Who We Are
    • Why FDA Services
    • Board of Directors
    • Insurance Advisors
    • Support Staff
  • Blogs
    • FDAS Blog
    • Foresight
FDA Services Logo

800-877-7597

Contact Us

Disability and Office Overhead


FDA Services offers long-term disability and business-overhead coverage. The plans have been negotiated on behalf of FDA members with the Guardian and Standard Insurance.

Berkshire Life offers “own occupation definition of disability”, meaning that a dentist is considered totally disabled if unable to do the substantial and material duties of his or her regular occupation. The coverage is non-cancelable and guaranteed continuable to age 65.

Disability benefits will be guaranteed and will not be reduced by Social Security disability benefits, income from other occupations, workers’ compensation, investments, or other sources.

 

Benefits at a Glance

Personal Disability Policy

  • Dentist now eligible for “Lifetime” Own – Occupation Coverage Own – Occupational & Non-Cancelable
  • Up to $10,000 month coverage
  • Aggregate Individual Coverage
  • Cost of Living Benefits (COLA) of 3% or 6%
  • Elimination Period – 1 month / 2 month / 3 month / 6 month / 1 year / 2 year

Business Overhead Expense

  • Own – Occupational & Non-Cancelable
  • Up to $30,000 month coverage
  • Key Man replacement feature available
  • Elimination Periods available – 1 month / 2 month / 3 month
  • Benefit Periods – 12 month / 18 month / 24 month

Contact an FDA Services representative at (800) 877-7597 for further details.

Affiliate Programs

  • ADA® Preferred Rewards Visa® Card from U.S. Bank
  • Serve First Solutions

View all Affiliates

Insurance for Optometrists

  • Florida Optometric Insurance Services

Hurricane Guide for Optometrists

  • FOIS' 2022 Hurricane Guide

Contact Us

Send Us an Email

Insurance Programs

  • Dental Professional Liability
  • Life Insurance
  • Group Health
  • Auto Insurance
  • Dental Board Malpractice for Florida
  • Disability and Office Overhead
  • Workers Compensation for Dental Offices
  • Dental Office Package Insurance

Request a Quote

  • Group Health
  • Individual Health
  • Life Insurance
  • Professional Liability
  • Office Package
  • Workers Compensation
  • Disability and Office Overhead
  • Long Term Care
  • Annuities
  • Board Malpractice
  • Auto Insurance

Contact Us

545 John Knox Rd, Ste. 200
Tallahassee, FL 32303
Toll Free: (800) 877-7597
Fax: (850) 681-9782
Email: [email protected]

FDA Services Privacy Policy
  • Copyright © 2023 MH Sub I, LLC dba Officite.
  • Admin Log In